These Terms and Conditions govern the use of the Premature Millionaire website and apply to all purchases, bookings, and inquiries related to the Premature Millionaire book and speaking services provided by Keeghan Patrick.

By placing a book preorder, booking a speaking engagement, or using this website, you agree to the terms outlined below.

1. Book Preorders

1.1 Preorder Nature

Preorders for Premature Millionaire allow customers to reserve a copy of the book prior to its official release. Estimated release dates are provided for informational purposes only and may change.

1.2 Payment

Payment for book preorders is collected at checkout unless otherwise stated on the product page.

1.3 Delivery

Books will be shipped or delivered digitally once production and distribution are complete. Delivery timelines are estimates and not guaranteed.

1.4 Refunds and Cancellations

Refund policies for preorders will be clearly stated on the product page at the time of purchase. If refunds are permitted, they must be requested before the book enters production or fulfillment.

1.5 Special Preorder Benefits

Any preorder benefits, including acknowledgements or bonuses, apply only to orders placed within the stated preorder window and are non-transferable.

2. Speaking Engagements

2.1 Booking Confirmation

A speaking engagement is considered confirmed only after written confirmation and receipt of the required payment.

3. Payment Terms

  • Full payment is due 7 days prior to the scheduled event date.

  • Failure to remit payment by the due date may result in cancellation of the engagement.

4. Client Cancellation Policy

  • 30 or more days before the event: 100% refund.

  • 8 to 29 days before the event: 50% refund or credit toward a future event within 12 months.

  • 7 days or less before the event: No refund, unless cancellation is caused by force majeure.

5. Rescheduling Policy

  • If the client reschedules 14 or more days before the event, all fees will be applied to the new date, subject to Keeghan Patrick’s availability.

  • If the event is rescheduled within 14 days, a 25% rescheduling fee applies unless the rescheduling is due to force majeure.

6. Travel and Accommodation Expenses

  • Travel and accommodation expenses are not included in speaking fees unless explicitly stated in writing.

  • Business class airfare is required for all air travel.

  • All-inclusive accommodation is required for the duration of the engagement.

  • All travel and accommodation arrangements must be approved in advance.

7. Speaker Cancellation

  • If Keeghan Patrick must cancel a confirmed engagement for any reason, 100% of fees paid will be refunded.

  • Reasonable efforts will be made to assist the client in securing a qualified replacement speaker if desired.

  • No additional liability shall be incurred beyond the refund of fees paid.

8. Force Majeure

Neither party shall be held liable for failure or delay in performance due to circumstances beyond reasonable control, including but not limited to natural disasters, government restrictions, illness, pandemics, or acts of God.

In such cases, both parties agree to make best efforts to reschedule the engagement on mutually agreeable terms.

9. Intellectual Property

All content delivered during speaking engagements and all materials related to Premature Millionaire, including text, recordings, slides, and branding, remain the intellectual property of Keeghan Patrick unless otherwise agreed in writing.

10. Limitation of Liability

To the maximum extent permitted by law, Keeghan Patrick and the Premature Millionaire brand shall not be liable for indirect, incidental, or consequential damages arising from the use of this website, book purchases, or speaking engagements.

11. Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the applicable jurisdiction determined by the business entity operating the Premature Millionaire brand.

12. Contact Information

For questions regarding these Terms and Conditions, please contact us through the Contact Us page on this website.

Speaker

Keeghan Patrick

Keeghan Patrick is an entrepreneur, investor, and technology leader shaping the next generation of wealth builders and innovators in the Caribbean and beyond. As the author of Premature Millionaire, Keeghan speaks candidly about mindset, money, risk, and ownership, blending lived experience with practical frameworks audiences can apply immediately.

Whether speaking to entrepreneurs, corporate teams, students, or policymakers, Keeghan delivers high-impact sessions that challenge conventional thinking and spark decisive action.

Speaking Topics

  • Mindset & Money
  • AI & Future of Work
  • Entrepreneurship
  • Technology Leadership
  • Wealth Building
  • Innovation

Speaking Engagements

Redefining Wealth, Time, and Success

A powerful keynote based on the core philosophy of Premature Millionaire. This talk reframes wealth as control over time, not just income, and explores how disciplined thinking, strategic risk, and long-term ownership lead to early financial independence.
Audience takeaways:
  • How to think in decades, not pay cycles
  • Why income is temporary but ownership compounds
  • Practical frameworks for building wealth early without shortcuts

Building Wealth in the Age of AI

Opportunities, Risks, and the New Economic Reality
A forward-looking talk on how artificial intelligence is reshaping work, entrepreneurship, and wealth creation. Keeghan breaks down what AI means for professionals, founders, and young people navigating a rapidly changing economy.
Audience takeaways:
  • How AI is changing earning potential and career paths
  • Where real leverage will exist in the next decade
  • How to stay relevant, invest wisely, and avoid displacement

From Skill to Scale

Turning Talent Into Sustainable Income and Ownership
This session focuses on moving beyond selling time for money. Keeghan walks audiences through the transition from skills to scalable systems, businesses, and assets.
Audience takeaways:
  • The difference between working hard and building leverage
  • How to productize skills and create repeatable value
  • Common mistakes that keep talented people stuck

Caribbean Innovation and Economic Independence

Building Global Businesses From Small Markets
Drawing on his work building technology companies and innovation hubs across the Caribbean, Keeghan speaks on what it takes to build globally competitive ventures from emerging markets.
Audience takeaways:
  • How small markets can still produce global companies
  • The role of technology, capital, and mindset
  • What governments, institutions, and entrepreneurs must do differently

Formats Available

  • Keynote Addresses
  • Conference Talks
  • Corporate Workshops
  • University and Youth Engagements
  • Panel Discussions and Fireside Chats

Sessions can be tailored to suit your audience, time constraints, and objectives.

Listen to me speak

Book Keeghan to Speak

If you are interested in booking Keeghan Patrick for a speaking engagement, please complete the form below and a member of the team will respond within 48 hours.

Speaker Profile

Download the complete speaker profile including pricing, terms and conditions.

Download Speaker Profile

What to Expect

Our team will review your request and respond within 48 hours with availability and next steps.